Health coverage that fits your life.
Whether you're between jobs, self-employed, or covering a growing family, we help you compare top-rated health plans and pick coverage that actually works for you.
Built around real families
Every health plan we recommend is vetted for network strength, prescription coverage, and out-of-pocket clarity.
Individual & family plans
Coverage that grows with your household—from single professionals to multi-generation families.
Subsidy & tax credit review
We check your eligibility for premium tax credits and cost-sharing reductions so you never overpay.
Dental, vision & more
Round out your protection with add-on dental, vision, and supplemental accident coverage.
Self-employed & small business
Independent contractors, freelancers, and small teams—options built for how you actually work.
What a strong health plan covers
Modern health plans include a core set of essential benefits—here's what to look for as you compare options.
- Preventive care & annual check-ups
- Primary care and specialist visits
- Prescription drug coverage
- Hospitalization & emergency services
- Mental health & behavioral care
- Maternity and pediatric care
Watch our under 65 healthcare videos
Short, plain-English videos on health plans, enrollment windows, and Medicare — all on the BCH Insure YouTube channel.
Watch on YouTubeGet health plan options from a licensed advisor
Share a few details and a BCH Insure advisor will reach out with personalized policy options and answers to your questions.
Health insurance, made clear
When can I enroll in a health plan?+
Open Enrollment runs each fall, but life events like marriage, a new baby, moving, or losing job-based coverage open a Special Enrollment Period so you can sign up any time of year.
How much does health insurance cost?+
Your premium depends on age, location, plan tier, and household income. Many people qualify for subsidies that dramatically reduce monthly costs—we'll run the numbers with you.
Do I have to use the government marketplace?+
No. We compare marketplace (ACA) plans, off-exchange private plans, and short-term options side by side to find the best fit for your health and budget.
Can I keep my doctor?+
Often yes. Before you enroll, we verify that your preferred doctors, hospitals, and prescriptions are in-network on the plans you're considering.